Is a Biden win already priced in? One of our listeners wants to know — and if you’re not sure what that means, there’s an explainer on our smart speaker skill. Today we’ll talk about the markets, the economy and this election. Plus, more listener questions about Twitter, the lottery and virtual reality. Oh, and a little Quibi talk.

As always, you can find links to everything we talked about today on our episode page at makemesmart.org.