When a county’s only hospital closes, you might expect there to be dire, immediate effects on public health. However, since Madera Community Hospital closed its doors in early 2023, the consequences haven’t been so clear. Reporter: Kerry Klein, KVPR California insurance regulators are sharing the next phase of their plans to fix the state’s ailing insurance market. The new regulations propose to let insurance companies use the catastrophe models they want, but in exchange, require them to offer more coverage in wildfire-prone areas of the state. Reporter: Danielle Venton, KQED Learn more about your ad choices. Visit megaphone.fm/adchoices