Would it shock you to know that a significant number of homes in Canada are already uninsurable for flood damage? And as the impact of the climate crisis creates more extreme and unpredictable weather, that number is likely to climb sharply? The insurance companies are in the risk-reward business, and if there's too much risk, they'll simply say, "Nope."

So what makes a home uninsurable? How rapidly is the risk-reward equation changing? How can we adapt our homes and buildings to mitigate the worst impacts of extreme weather? And what does the future of property insurance look like in the years to come?

GUEST: Kathryn Bakos, Director of Climate Finance and Science at the Intact Centre on Climate Adaptation at the University of Waterloo

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