George Kamel & Rachel Cruze answer your questions and discuss:   "Should I increase my emergency fund for inflation and potential layoffs?" "How do I start investing at a young age?" "I'm $200k in consumer debt. Should I declare bankruptcy?" "Put my TSP in a Roth or traditional account?" "Should we use some of our emergency fund for investing?" "My mom gifted me my sister's car but still wants me to make payments..." Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy