You’ve got only a few more days to enroll for open enrollment for health insurance in 2020. However, no matter when you’re listening to this episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know and how to save some bucks in the process, like her great tip on whether to choose an HMO or PPO (hint, there’s more gems like this one in the episode). What You'll Learn How to figure out whether you should have a PPO or an HMO (and Ashley's $84K trick) What a health savings plan is and why you might want one The biggest lessons Ashley learned putting together her guide to hacking health insurance Tricks to help you save money on your monthly premium Ways to save money on prescription drugs  Career and money advice from Ashley Links Cosmo's Smart Girl's Guide to Hacking Health Insurance  Open enrollment guidelines Ashley on Instagram Ashley's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get Social Shannah on Twitter Shannah on Instagram   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices