Linda is joined by a crack panel of experts: Mark McAllister of the Labour Relations Agency, Paul Hatty of the British Insurance Brokers Association BIBA, and Kevin Higgins of Advice NI. As furlough comes to an end, the panel look at what this will mean for employers, employees and hybrid working arrangements. Plus, does your home insurance cover remote working? Kevin Higgins of Advice NI looks at Personal Independence Payment assessment and renewals, and shares some good news for Blue Badge holders. Paul Hatty discusses insurance renewals and looks at whether the insurance sector should be more upfront about deals and discounts available for loyal customers. Email: OnYourBehalf@bbc.co.uk