Today’s show is different. My guest, Sigal Mandelker, is the former U.S. Undersecretary of the Treasury for Terrorism and Financial Intelligence, and she talks to us with exceptional reflexion and, frankly, frustration, about why and how we need our government to work better. That’s not a novel theme, of course – the world is noisy with critiques of government. Sigal’s message is distinct, though, and desperately needs to be heard, because it’s about technology. Now a General Partner at Ribbit Capital, she’s on the cutting edge of understanding the technology gap in financial regulation, specifically in the fight against terrorism and financial crime but also more broadly, because both the public and private sectors are using technology that is several generations out of date.