Today’s guest is a friend of mine, Douglas Boneparth – a financial advisor, and some would say if the Olympics had a hair category, a shoe-in to represent Team USA.  As long time listeners know, there are two fundamental things I believe with respect to money; Jim O’Shaughnessy’s perspective about young people being time billionaires, so get going and just steal from yourself and start investing – take it right off the top of your paycheck. Get started now. The second thing is to get an advisor, someone working for you and explaining how things work. I’m always recommending people speak to somebody – to find the right person, and Doug is at the cutting edge as an advisor. We cover some really good stuff, some good lessons, and hope 2023 will be fantastic for everyone. Enjoy!  Guest - Douglas A. Boneparth, President at Bone Fide Wealth, LLC  howardlindzon.com, bonefidewealth.com, thisisthetop.substack.com  Twitter: @howardlindzon, @dougboneparth, @PanicwFriends, @knutjensen  linkedin.com/in/douglasboneparth  #fintech #invest #investment #venturecapital #stockmarket #finance  Show Notes: Introduction (00:39) Welcome Douglas (04:03) Doug’s best tweets (04:09) Tapping in to sentiment (08:34) Thought leadership and content creation (11:19) Doug’s hair routine (14:20) The secret sauce (16:50) Summing up 2022 (19:44) Number one concern for Millennials (20:35) Understanding a recession (22:06) Financial planning (24:46) Discipline and strategy (25:55) Returning to normalcy (27:49) Opportunity in 2023 (31:15) Rethinking your strategy (33:40) Longer cycles, shorter recessions (35:22) Tech in financial services (36:33) Personal finance is self-care (37:30) Good financial behaviors (38:53) Wrapping up (40:29) Closing thoughts (41:48)