Contributor(s): Dr Joseph Spooner, Sara Williams | Borrowing is a fundamental part of our world, but with millions considered over-indebted before the pandemic and a deepening cost of living crisis fueled by stagnating wages and high inflation, for many the burden of debt looks only set to increase. This month, LSE iQ asks “Do we always need to pay our debts?”, exploring the reasons people might find themselves with problematic levels of debt, the options open to those in financial trouble and how bankruptcy laws could be used more impactfully to the benefit of both individuals and society. Jess Winterstein talks to: Dr Joseph Spooner, Associate Professor in the LSE Law School and author of Bankruptcy: the case for relief in an economy of debt, and Sara Williams, founder of debt advisory website Debt Camel. https://debtcamel.co.uk/ Levelling up or knocking down? How the crisis of Council Tax debt is experienced across English local authorities | British Politics and Policy at LSE