Dave is the founder and CEO of Upstart, the first consumer lending platform to use Machine Learning (ML) to price credit and automate the borrowing process. Prior to founding Upstart, Dave was President of Google Enterprise and built Google's billion-dollar cloud apps business worldwide, including product development, sales, marketing, and customer support. He started in Silicon Valley as a Product Manager at Apple and was an associate in Booz Allen's Information Technology practice. We cover the joy and glory of building a $25 billion plus company in just about nine years, and as we rarely get a public CEO on, I’ve got a lot of questions. We talk about business and the markets and lending and interest rates – pretty much how all these things work. Plus we get into remote work, raising venture capital, and the long slug of it all. Enjoy!  Guest - Dave Girouard, Founder and CEO at Upstart  howardlindzon.com, upstart.com  Twitter: @howardlindzon, @davegirouard, @upstart, @knutjensen  linkedin.com/in/davegirouard  #fintech #invest #investment #venturecapital #stockmarket #finance