Felicity Evans sits in for Vaughan Roderick. Guests include Julie-Ann Haines who is Chief Executive Officer of the Principality Building Society and Linda Ellett who is the UK head of retail and leisure consumer markets at KPMG, John Leach is Assistant General Secretary of the Rail, Maritime and Transport workers union, Christian Wolmar is an award-winning writer and broadcaster specialising in transport and he's the author of a series of books on railway history, Channel 4's former political editor Elinor Goodman, Green Party peer and a former party leader Baroness Natalie Bennett, Dr Paul Hunneyball who is the assistant editor with the History of Parliament, Adrian Robson, leader of the Conservatives on Cardiff Council and Richard Thomas who is head of the department of media and communications at Swansea University