In a UN-brokered agreement, more than 190 countries agreed to pay for “loss and damage” caused by climate change. But determining who owes what — and for what and to whom — will be a real challenge. This episode was produced by Avishay Artsy, edited by Matt Collette, fact-checked by Laura Bullard, engineered by Paul Robert Mounsey, and hosted by Noel King. Transcript at vox.com/todayexplained   Support Today, Explained by making a financial contribution to Vox! bit.ly/givepodcasts Learn more about your ad choices. Visit podcastchoices.com/adchoices