The National Association of Realtors, one of the most powerful real estate groups in the country, announced on Friday it would settle a major class-action lawsuit that had accused the group of artificially inflating the commissions its agents make in home sales. The settlement is seen as a seismic shift in the real estate market. Guest: Adhiti Bandlamudi, KQED In the wake of multiple massive wildfires, some property insurance companies have severely raised their rates, or withdrawn from California altogether. A new proposal would create a method of calculating rates aimed at both bringing back those companies and creating more affordable policies.  Reporter: Alec Stutson, North State Public Radio Learn more about your ad choices. Visit megaphone.fm/adchoices