Home affordability hasn’t been this bad in decades. Wall Street Journal housing reporter Nicole Friedman explains the economic forces shaping the market. And Dave Ramsey, the popular, controversial finance guy, says this time isn’t that different. This episode was produced by Amanda Lewellyn, edited by Jolie Myers, fact-checked by Kim Eggleston and Laura Bullard, engineered by David Herman, and hosted by Noel King. Transcript at vox.com/todayexplained Support Today, Explained by making a financial contribution to Vox! bit.ly/givepodcasts Learn more about your ad choices. Visit podcastchoices.com/adchoices