Are you ready to purchase a home? Before you jump the gun with your answer, Carla is back with some home ownership facts that will make your decision even more clear. There are many fears associated with buying a home and with housing prices soaring, it is more important than ever to review your current financial picture and set goals for the future. Carla discusses the not-so-fun costs associated with home ownership and shares steps to get you closer to that dream home you’ve been eyeing on MLS. So, are you ready?     Today’s topics include:    The two affordability rules   Different types of mortgages and how to qualify  The mortgage stress test   Upfront and ongoing costs of home ownership    Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.