My guest today is my friend Brian Kerr, CEO of Kava Labs and Founder of the Kava Blockchain. Kava is a cross-chain decentralized finance (DeFi) lending platform which enables users to take out loans by locking-in collateral in exchange for USDX, a stablecoin soft-pegged to the U.S. dollar. Built on Cosmos, the protocol utilizes the ecosystem’s zones feature to provide interoperability and support for cryptocurrencies that reside on disparate blockchains, such as Bitcoin and XRP. Kava Labs is a developer of Kava, is the most trusted DeFi platform by financial institutions. Prior to Kava, he founded and was the CEO Of Func, a gaming peripheral company that designs and distributes gaming mice, keyboards, headsets, and mouse pads, which was acquired by Fnatic He also worked for The Kenwood Group, a marketing agency that specializes in architecting brand experiences, product launches, marketing campaigns, and events for global brands. He ran campaigns for top brands such as NVIDIA and Nascar. In our conversation, we do a deep dive into DeFi and stablecoins. We discuss why DeFi is currently not accessible to a mainstream audience, how Kava built a USDX, decentralized stablecoin, why a multi-chain future is inevitable, and much more. ---- NEXO Crypto banking just got real with Nexo. Get cryptо credit from just 5.9% APR, earn up to 12% interest on crypto, stablecoins & fiat, swap assets on their brand new integrated exchange, and much more all conveniently wrapped in a single wallet interface. Sign up for free at nexo.io. Download the Nexo Wallet App on Google Play or the App Store . ––– KAVA Kava.io is a leading DeFi platform trusted by Binance, Huobi, Kraken, Okex and Chainlink. Learn more at kava.io ––– This podcast is powered by BlockWorks Group. For exclusive content and events that provide insights into the crypto and blockchain space, visit them at https://blockworks.co