This week, Carla is channeling her inner Delilah (American radio legend) and answering all your burning questions about finances. She discusses topics such as the best savings accounts, budgeting, the recession, and TFSAs for first-time home buyers. Thanks to everyone who submitted their questions to @tandiafinancialcreditunion and if you wish you were one of those people, make sure to submit them for the next episode of Ask Us Anything.      Carla answers your burning questions, including:    Which savings account is best and how much should you be saving?  What are the best free Canadian budgeting apps ?  How should couples split their finances?    What savings options are available in Canada for first-time home buyers?  How will we know we are in a recession?   What are the benefits of using a credit union as opposed to a conventional bank?      Please make sure to rate, review, and follow us for more financial tips, tricks, and tactics. Tandia Financial Credit Union is here to help. Got Feedback? Want to learn more? Head to tandia.com for an experience as unique as you are.