The first step in rebuilding credit is figuring out what’s causing your bad credit in the first place? Too much debt? A recent bankruptcy filing? Depending on the reason, there will be different ways to approach the rebuilding process. On today’s podcast, our guest is credit expert Richard Moxley, who walks us through the importance of having good credit, causes of bad credit, common misconceptions, and steps to rebuilding credit on your own. Tune in to the show for lots of practical advice!

More information:

Richard Moxley’s Website: https://creditgame.net/

Rules to Master Your Credit Podcast 284: https://www.youtube.com/watch?v=jP6etPo_CQc

The First Step to Rebuilding Credit is No More Debt: https://www.hoyes.com/blog/the-first-step-to-credit-rebuilding-is-no-more-debt/

Time Stamps:

1:46: Why Does Good Credit Matter?

4:28: What Causes Bad Credit?

6:53: How Do You Know If You Have Bad Credit?

11:02: What are the Barriers to Rebuilding Credit?

12:13: What Are The Steps to Rebuilding Credit?