If you’re a first time homebuyer, you are going to listen to this episode on repeat! Kristi Nowrouzi is here to educate you. As a mortgage loan originator for nearly 10 years, she has analyzed thousands and thousands of credit reports and helped people have a well-rounded understanding of finance, money, and credit as it pertains to them. Kristi shares how to beat out cash buyers, how to get the best mortgage for you, and she’s walking you through the ENTIRE mortgage process from soup to nuts. Even if you own a home, Kristi’s tips will prepare you for house #2. Links Credit Kristi Credit Coaching By Kristi Podcast Kristi on Instagram Episode Sponsors Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features. Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY. Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about. FOLLOW & SHARE Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money  Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail   Shannah Shares: Community Q&A Have a Shannah Shares question, submit it here https://www.mmoneypodcast.com Follow Me Here for More Money Tips Shannah on Twitter https://twitter.com/shannahgame Shannah on Instagram https://www.instagram.com/shannahgame/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices