In this episode of Simply Save, Moneycontrol's Kayezad Adajania talks to Mrin Agarwal, Founder Director of Finsafe India. She says that aside from just following past returns, sometimes investors expect investments to go up and up and up; in a linear fashion. In reality, risk and return go hand in hand and we should handle our expectations accordingly. Preparing financial goals are necessary, but Agarwal is now coming around to the view that even a vision statement is also required.