Clark is out on one of his adventures today, returning tomorrow. Wes Moss, a fiduciary financial advisor and friend of Team Clark, joins Christa to answer your investing questions and discuss two important retirement topics. The stock market can have major swings. Unfortunately, the volatility can cause us to panic and take money out in response. However, numbers show that missing the best 10 days in any given year over a 25-year period can reduce your return from 9% to under 6% – and it gets worse the more time your money is not invested! CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the financial consequences of taking money out and why it’s important to stay calm in any market. Also, the stock market is a marathon, but how do we buffer ourselves from the stress of risk? Wes talks about the “dry powder” principle. It can help us be better investors and help keep our wallets safe! Plus - Is waiting to take Social Security wise or is it a “scam”? Missing Out on the Stock Market: Segment 1 Ask Wes: Segment 2 The Dry Powder Principle: Segment 3 Ask Wes: Segment 4 Mentioned on the show: How Much Cash Do You Need To Survive A Volatile Market? Wes Moss, Capital Investment Advisors Should You Sell or Stay Put in the Stock Market? What Is an Annuity, and Why Does Clark Think They Stink? Find Freedom In Retirement With These Core Financial Principles When Is the Best Time To Collect Social Security? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices