While investment costs have never been lower, some investors pay really high costs to non-fiduciaries. Clark explains a sneaky trick involving insurance agents posing as financial advisors, and the vital, costly difference between “fee-based” advisors and fee ONLY fiduciaries. Plus - Now is the time to break with cellular inertia and shop great new options that can serve you well and save you large dollars. Fake Wealth Advisors: Segment 1 Ask Clark: Segment 2 Cell Phone Plan Deals: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Online Brokerage Firms Struggle to Build Loyalty among Pandemic-Era Investors, J.D.Power Finds What Is a Fiduciary Financial Advisor and Do I Need One? What Is a 403(b) and How Does It Work? How to Buy Term Life Insurance in 7 Easy Steps The Best Term Life Insurance Companies AT&T Price Hikes Coming Soon AT&T Raises Prices on Wireless Plans to Address Higher Costs 5 Things To Know Before You Sign Up for AT&T Prepaid Best Cell Phone Plans in 2022: Deals For Every Budget  Clark.com CELL PHONES / Clark Deals - Cell Plans Clark.com Consumer Cellular Review: 5 Things To Know Before You Sign Up Kroger Wireless Airtime Plans / MINT Modern Family Plan Mint Mobile Introduces Modern Family Plans Verizon Price Hikes Coming In June The Verge: You can now test drive T-Mobile's 5G home internet service T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices